The Central Bank of Kenya (CBK) licenses digital lenders in Kenya. As of March 10, 2024, there are 51 licensed Digital Credit Providers (DCPs) to provide digital loans in Kenya.
The CBK keeps a directory of licensed DCPs, but it is not currently updated to include the latest 19 lenders that were licensed in March 2024.
Licensed digital lenders in Kenya July 2024
The complete list of CBK-approved lenders include:
Loan Product | CBK Approved Company |
---|---|
Tala | Inventure Mobile Limited |
Anjoy Credit | Anjoy Credit Limited |
Asante Finance | Asante FS East Africa Limited |
Autochek – Auto Sales & Loans | Autochek Limited |
Azura Credit | Azura Credit Limited |
Ceres Credit | Ceres Tech Limited |
Chapeo Loans | Chapeo Capital Limited |
Chime | Chime Capital Limited |
Colkos Loans | Colkos Enterprises Limited |
Kashbean | Creditarea Capital Limited |
Decimal Capital Loans | Decimal Capital Limited |
Dexintec | Dexintec Kenya Limited |
Faraja Pay Later | EDOMX Limited |
Extend Money | Extend Money Services Limited |
Factorhouse loans | Factorhouse Limited |
MojaCredit, DirectLoan, SongaCash, HelaCash | Fezotech Kenya Limited |
Fortune Credit | Fortune Credit Limited |
Upia, Kuza, Kawi | Fourth Generation Capital Limited |
GetCash Capital | Getcash Capital Limited |
Flash Credit Africa | Giando Africa Limited |
Jijenge Loans | Jijenge Credit Limited |
Jumo | Jumo Kenya Limited |
Smart Kiosk loans | Kweli Smart Solutions Limited |
LetsBorrow | Letshego Kenya Ltd |
Lipa Later | Lipa Later Limited |
Little Pesa | Little Pesa Limited |
Lobelitec Credit | Lobelitec Credit Limited |
Maralal | Maralal Ledger Limited |
Marble Capital | Marble Capital Solutions Limited |
MKM Capital | MKM Capital Limited |
MFS Loans | MFS Technologies Limited |
M-Kopa Loans | M-Kopa Loan Kenya Limited |
Mwanzo Credit | Mwanzo Credit Limited |
Mycredit loans | Mycredit Limited |
MyWagePay | MyWagepay Limited |
Natal Tech | Natal Tech Limited |
Ngao loans | Ngao Credit Limited |
Okolea | Okolea International Limited |
Pezesha Marketplace | Pezesha Africa Limited |
Bayes loan app | Pi Capital Limited |
Rewot Ciro Credit | Rewot Ciro Limited |
Risine Credit | Risine Credit Limited |
Senti | Senti Capital Limited |
Sevi | Sevi Innovation Limited |
SokoHela | Sokohela Limited |
Tenakata | Tenakata Enterprises Limited |
UbaPesa | UbaPesa Limited |
Umoja Fanisi Loans | Umoja Fanisi Limited |
Zanifu | Zanifu Limited |
Zenka Loans | Zenka Digital Limited |
Zash Loans | Zillions Credit Limited |