The NHIF, established to provide universal health coverage, has undergone rate revisions to align with the changing economic landscape and healthcare needs.
Your contributions to NHIF are determined based on your gross monthly income. This ensures that medical insurance remains accessible to all income groups across the country.
Payment methods have been simplified, including mobile payment options like MPESA, to enhance your convenience when it comes to managing your health coverage expenses.
NHIF contribution rates and structure
![NHIF Rates (Table) 1 NHIF Paybill logo](https://money.ke/wp-content/plugins/speedycache-pro/assets/images/image-palceholder.png)
The National Hospital Insurance Fund (NHIF) operates on a tiered contribution system based on your gross monthly income. This affects both employed and self-employed Kenyan citizens.
As a member, you will need to understand the specific rates, payment channels, and registration processes.
Gross income (KES) | Monthly Premiums (KES) |
---|---|
Up to 5,999 | 150 |
6,000 – 7,999 | 300 |
8,000 – 11,999 | 400 |
12,000 – 14,999 | 500 |
15,000 – 19,999 | 600 |
20,000 – 24,999 | 750 |
25,000 – 29,999 | 850 |
30,000 – 34,999 | 900 |
35,000 – 39,999 | 950 |
40,000 – 44,999 | 1,000 |
45,000 – 49,999 | 1,100 |
50,000 – 59,999 | 1,200 |
60,000 – 69,999 | 1,300 |
70,000 – 79,999 | 1,400 |
80,000 – 89,999 | 1,500 |
90,000 – 99,999 | 1,600 |
100,000 and above | 1,700 |
Your monthly NHIF contributions are directly tied to your gross income. For the employed, your employer will deduct the respective amount as per the salary scale.
As a self-employed individual, your contribution is a fixed amount.